Josh and I are known to do things on the spur of the moment. It drives some of our friends and family CRAZY.
We got married and gave everyone a one week notice that we were going to the courthouse to just do it. Some people in our families didn't find out until afterwards and almost none of our friends knew until after.
It took us about 5 minutes to decide to have a second child and only a handful of people were aware we were even trying for Annabel when we announced we were pregnant.
I woke up one morning while on maternity leave after having Annabel and decided to buy a new car, that day, immediately.
So Saturday morning we woke up, took the girls to a lab appointment (post on that tomorrow) and then went to look at houses. Then we started the paperwork to buy one, like that day.
Now we have talked about buying a house before. Our biggest issue was not finding the size of house we wanted for the monthly mortgage payment we can afford. We found it Saturday though!
Here is our lot!
We will have a longer commute to work and pretty much everything else. The further north and east you live in our county the cheaper the houses are so we're buying the same house we loved closer to everything for almost $100,000 cheaper with a loan that requires no money down since it's on old agriculture land in the middle of nowhere. It's called a USDA loan.
We're super excited/nervous/dying of anxiety right now. We filed all our paperwork for our loan and I have an interview with our loan officer Thursday. Since we were pre-approved for a different (harder to get and it required money down) loan we had to start the process over again but the sales manager we talked to said everything looked great in order to get us approved without any issues. Fingers crossed that she's right because I'm already having dreams of how we're going to decorate this place!
The house is 4 bedrooms and 2 baths. We're making one of the bedrooms into a den so it will not have a door. It'll be an office/playroom. We'll put the computer desk and computer in there along with some shelving for the girls toys and books.
The girls will get their own bedrooms which are right by a bathroom that is MUCH larger than the one they have now. Our room is also about 3 times as big as it is now!! And most importantly I will have a huge walk in closet for all of my clothes :-)
The house has a pond at the edge of our backyard so we'll be looking into putting up a fence as soon as we can afford it. There are so many projects that we're going to want to get done as fast as we can!
Best part of it all, it'll be our first home, it's going to belong to us! We won't have neighbors right on the other side of the wall from us and we won't have to walk up or down any stairs!! I've been walking up and down stairs daily for the past 7 years!