We're trying to cut down on spending. In realty we really should save up to buy a house and the fact that we haven't saved a cent during our 20s is pretty sad. Not a cent.
My method currently of saving actually has to do with buying. My new method of deciding if I really need to purchase something is to decide do I really NEED it or do I just WANT it.
For example, I have about 4 shirts I use for running. I run 4 days a week. One of my shirts is kind of annoying, it always rides up funny when I run. So I was thinking this weekend that I would like to buy a new shirt. Then I stopped myself. Do I really NEED it or do I just WANT it? Techincally I can make it with only 3 shirts. I run Tuesday, Wednesday (sometimes), Thursday and Sunday. I always do laundry in that time so I can wash my shirts that I have. Therefore, I do not NEED the extra shirt or to spend the extra $15-20 at Target to buy it.
Now another thing that I do need to go shopping for soon are shoes. I stopped to think, do I NEED new shoes for work or do I WANT them. I looked through my shoes and discovered that many of my shoes are worn or smell horrible (I have really stinky feet). I also have no shoes that match outfits with brown. So I could use a new pair of shoes for work that will match the few pairs of pants I have that are either brown or khaki that I wear with brown shirts. So I do NEED this.
I'm hoping by thinking this way I can save a lot of money and by teaching Josh my new way of thinking that he can save a lot too!